Financial Institutions (FI), corporates and merchants provide secure mobile payments to their end user customers to increase sales, while balancing fraud prevention and user experience.

HCESERVICE proposes device fingerprinting, strong customer authentication (SCA), and real-time digital currencies, cards and banking services. Bank card issuers, 3-party wallet providers, Payment Service Providers (PSP), merchants or corporates, are our client focus. Our propositions include HCE (host card emulation), UPI (account-to-account unified payment interface) and Bitcoin E-cash digital currency services.

Our technology platform enables mobile payments and loyalty for all cards and bank accounts for proximity, in-app and online purchases. We can deliver mobile payments services via an outsourced white-labelled SAAS (Software as a Service) or we can deliver you our HCE SWIM MAP (mobile application platform) for you to own and operate on an Annual Recurring Licence basis.