HCE digital cards issuance by banks will increase adoption of mobile tap-and-pay and in-app payments

HCE (Host Card Emulation) standards will enable mobile app digital cards issuance by banks and other issuers. HCE payments adoption will require certification to Visa and Mastercard standards as well as strong 2-factor user authentication and non-repudiation of token issuance and payments.

HCE SWIM MAP with PKI  2FA User Authentication and Digital Signatures

HCE Service proposes highest level of user trust by adoption of Public Key Infrastructure (PKI) security framework, providing user authentication and non-repudiation, together with HCE standards.

Our mobile issuance services include secure NFC EMV tap-and-pay cards, person-to-person (P2P) bank accounts, ecash and Bitcoin accounts, gift and loyalty cards provisioning. Instead of pulling out the physical wallet to access cash, credit cards, loyalty cards, coupons or tickets, everything can be securely stored in and processed in users’ own mobile devices.

HCESERVICE aims to provide HCE and UPI SAAS solution to Bank Card Issuers

HCESERVICE is undergoing final security evaluation with Visa Inc accredited security labs for its HCE SWIM Wallet and will soon be “Visa Ready” with Visa Token Service.  Its HCE SWIM MPA  (comprising SWIM-Wallet-SDK and SWIM-SDK mobile software development kits) enable HCE (host card emulation) based digital card accounts and UPI (unified payment interface) bank accounts to be added and managed in all Bank Issuer Wallets or 3rd Party Wallets Android mobile apps.

Ahead of the final Visa Ready status, HCESERVICE is inviting all software developers to evaluate and integrate its SDKs free-of-charge. Software developers of mobile wallets are invited to the new HCESERVICE BKC, Mumbai office for free training sessions with experts who can help train them to use the external APIs (Application Program Interfaces) provided by the SDKs.

The SWIM-Wallet-SDKs support strong 2-factor user authentication and non-repudiation, HCE digital card accounts and UPI bank account to bank account payments. Blockchain based loyalty and ecash payments can also be supported.

  • HCE Service PKI based SWIM ID technology provides the strong 2-factor authentication in the SDKs
  • SDKs support digital card accounts, loyalty and ecash NFC and In-App payments
  • HCE Service provides outsourced SaaS technology solution for the SDKs enabling client wallet apps to be launched quickly and effortlessly!