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HCE Tokens

HCEWALLET App is international security labs certified to create and manage HCE EMV Tokens to Visa, Mastercard and RuPay standards.

Digital Wallet NFC POS Payments

Replacing the need to use physical cards, consumers at merchant POS can now make payments using HCEWALLET powered Digital Wallet Apps on their NFC enabled smartphones.

  1. At the Merchant POS with contactless reader:
  2. The user starts the Digital Wallet App on his own smartphone and optionally enters the SWIM PIN code to get access to card tokens.
  3. The user selects token from list stored in the wallet.
  4.  The user then “taps” the phone (brings own smartphone in close proximity to the contactless reader of the merchant POS) and the purchase is approved!