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External API

RBI (Reserve Bank of India) and EU PSD2 (Payment Service Directive 2) mobile payments regulations mandate Mobile Payments Apps (MPA) to support point-to-point encryption (P2PE), tokenised digital card accounts, Strong 2-factor Customer Authentication (SCA) and non-repudiation (digital signatures) on remote payments.

HCE Service proposes white-label IPOS and HCEWALLET apps that provide ‘EXTERNAL API’ integration for client apps of Card Issuers, Wallet Providers, Merchants and Payment Aggregators.

Multi-function HCEWALLET, IPOS and SWIM Apps