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External API

Indian (RBI – Reserve Bank of India) and EU (PSD2 – Payment Service Directive 2) mobile payments regulations mandate Client Mobile Payments Apps (MPA) to support point-to-point encryption (P2PE), tokenised digital card accounts, strong 2-Factor User Authentication (2FA) and non-repudiation (digital signatures) on remote payments.

HCE Service proposes off-the-shelf, IPOS and HCEWALLET Apps that provide SDK integration via fast and efficient “EXTERNAL APIs” with Client Apps of Card Issuers, Wallet Providers, Merchants, Corporates and Payment Aggregators.

Multi-function HCEWALLET, IPOS and SWIM Apps