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Features

Digital wallets white-labelled using HCEWALLET can contain Ecash, credit and debit cards, loyalty, crypto and bank account to account transfer functions: Consumers have a host of wallet operators to choose from. HCEWALLET App SDK:

  • HCEWALLET application available for all major smartphones (Android, iPhone-future)
  • Enables web and Mobile Digital Wallet based credit/debit card, gift and Ecash payments at participating physical, web and mobile shop merchants.
  • Links the consumer directly to the merchant’s PSP, making payments simpler and more secure by removing card data from the merchant’s environment, thus making the merchant PCI-DSS compliant.
  • Software as a Service (SAAS) business model guarantees Card Issuers/Acquirers, PSPs, Enterprises and Wallet Operators fast time to market and minimum investment for branded wallet service.
  • Flexible payment framework enabling branded mobile wallet applications with payment cards, Ecash cards, coupons, loyalty and gift vouchers.
  • Wallet is linked to PSP gateway providing bankcard payment for schemes like Visa, MC, RuPay etc.
  • Enterprise Content Providers can integrate marketing applications (couponing, loyalty) to the HCE IPOS SWIM Service through web services.
  • Payment applications include bankcard payments, person-to-person (P2P UPI) payment transfer, loyalty programs and Ecash accounts.
  • Mobile Network Operators (MNOs) can enable operator bill payments.
  • Digital Wallet service can provide Ecash multi-currency accounts.
  • HCEWALLET Digital Wallet service supports payments at contactless POS readers, terminals, NFC readers, vending machines and kiosks.
  • The service infrastructure supports Near Field Communication (NFC) contactless technology.
  • Host API integration via HTTPS, XML, REST, SOAP and TCP/IP.