Digital wallets white-labelled using HCEWALLET can contain Ecash, credit and debit cards, loyalty, crypto and bank account to account transfer functions: Consumers have a host of wallet operators to choose from. HCEWALLET App SDK:
HCEWALLET application available for all major smartphones (Android, iPhone-future)
Enables web and Mobile Digital Wallet based credit/debit card, gift and Ecash payments at participating physical, web and mobile shop merchants.
Links the consumer directly to the merchant’s PSP, making payments simpler and more secure by removing card data from the merchant’s environment, thus making the merchant PCI-DSS compliant.
Software as a Service (SAAS) business model guarantees Card Issuers/Acquirers, PSPs, Enterprises and Wallet Operators fast time to market and minimum investment for branded wallet service.
Flexible payment framework enabling branded mobile wallet applications with payment cards, Ecash cards, coupons, loyalty and gift vouchers.
Wallet is linked to PSP gateway providing bankcard payment for schemes like Visa, MC, RuPay etc.
Enterprise Content Providers can integrate marketing applications (couponing, loyalty) to the HCE IPOS SWIM Service through web services.
Payment applications include bankcard payments, person-to-person (P2P UPI) payment transfer, loyalty programs and Ecash accounts.
Mobile Network Operators (MNOs) can enable operator bill payments.
Digital Wallet service can provide Ecash multi-currency accounts.
HCEWALLET Digital Wallet service supports payments at contactless POS readers, terminals, NFC readers, vending machines and kiosks.
The service infrastructure supports Near Field Communication (NFC) contactless technology.
Host API integration via HTTPS, XML, REST, SOAP and TCP/IP.