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IPOS App Features

“IPOS mobile app supports PTPE (point-to-point encryption) from the card reader to the IPOS Service host. By effectively removing clear card data from the merchant’s network, we have helped our merchants to significantly reduce the effort required in achieving PCI DSS compliance and effectively taken the retail POS and m-commerce sites out of scope.”, says Dr. Chandra Patni, CEO HCE Service.

Benefits of IPOS payment services include:

  • Achieve High Level of Security:
    • Card data encryption within the SCRP chip & PIN and contactless reader device
    • Card data decryption via HSM (High Security Module library) at the host
    • Industry Standard DUKPT Encryption within the SCRP device
    • No need for merchant PCI-DSS certification using external QSA
  • Easy, secure merchant registration and remote key injection based on SWIM PKI
  • Significant cost reduction in chip & PIN, contactless and in-app payments processing