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Q & A

Why is HCEWALLET the Best Digital Wallet for our Clients to integrate with?

Q &A will help you decide why HCEWALLET is the best Digital Wallet. If you want the best possible digital wallet functionally rich with Ecash Digital Currencies Accounts, HCE tokenized Digital Cards Accounts  and UPI Banking (India) Accounts, keep reading…

What are Ecash Loyalty and Digital Currencies Wallet?

Ecash wallets are the first step to issuing bespoke digital currencies and loyalty cards and rewards. Why? Without a wallet, you can’t receive, store, or spend digital assets. You can think of your HCEWALLET as your personal interfaces to your Ecash proprietary assets similar to how your online bank account is an interface to the regular monetary system.

Ecash wallets contain private keys; secret codes that allow your consumers to spend your issued digital Ecash accounts. Private keys are stored securely in HCEWALLET App fully under control of SWIM digital identities for your end users.

As an Ecash issuer how can my end user consumers use HCEWALLET Ecash functions?

Just integrate your mobile wallet app with the OEM HCEWALLET Mobile App using a simple external API!

How do I secure my mobile wallet app?

Security Principles

Secure your mobile wallet app using HCE Wallet and SWIM Service integration APIs:

Restrict unsupervised access. Build strong customer authentication capability using SWIM PIN (minimum 4 to maximum 8 Digits).

Frequently change security assets. HCEWALLET manages and changes wallet assets on a regular basis (e.g. every few days) automatically.

To avoid theft, scams, and any other loss of funds, follow these three basic principles:

Securely generate payment token private keys in a secure environment and store and use these assets in whiteboxes within the HCEWALLET app.

Create cloud backups of private keys. This helps to protect against the loss of payment token assets due to mobile device loss or failure or some other problem or accident.

Encrypt payment tokens to provide additional security. This helps prevent the physical theft of your end users’ funds in the event that mobile devices are stolen.

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