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Security Services

Three security principles to meet PSD2 (EU) and RBI (India) security regulations for remote payments and avoid theft, scams, and any other loss of funds:

1) SCA: Strong Customer Authentication using crypto: User enters his SWIM PIN code or Fingerprint, in his/her SWIM Service app installed on personal device with:

  • Possession
  • Public and Private key pairs
  • Device binding
  • Root and jail breaking detection
  • SIM binding
  • Inherence

2) Backup keys: Security evaluated key management architecture validated by Card Schemes recommended Security Evaluation Labs.

3) Encrypt all critical data and  provide mobile to host data confidentiality and non-repudiation.