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Internet security has become an important concern, as organizations seek to exchange highly sensitive data and make high-value transactions over the Internet. Online trading requires higher levels of security over and above simple passwords and identity checking.

SWIM, Software Wireless Identity Modules, is a Public Key Infrastructure (PKI) based on public key cryptography, which provides strong customer authentication, digital signature and confidentiality for the SWIM user. HCEWALLET is fully integrated with the SWIM PKI.

SWIM can handle the basic security requirements of ‘Privacy’, ‘Data Integrity’, ‘Access Control’, ‘Confidentiality’ and ‘Non-repudiation’. Additionally, a PKI has the ability to support and manage many-to-many electronic relationships that exist over the Internet. The use of digital certificates and public key cryptography has emerged as the preferred enablers of strong security.